Pensions aren't just reserved for those who are well over 65. There is plenty of opportunity to take one before age 65, even if you're not actually retired.
To access your super you need to either have reached a certain age - at or near retirement - or met other strict employment-based conditions.
Once you've retired and have met the minimum age requirement, you can start an account-based pension.
As you get older, transition to retirement pensions let you draw an income from your super while you are still working.
Managing my portfolio and super strategies
If you've ever made a will, the treatment you gave the family home was probably a top priority. But what about your super? It is equally as important.
Profit from a dividend and from capital gains is the same. So why are we always hunting for yield? Stop searching and look at your total return.
Defensive investments and fixed income
A term deposit is useful for anyone interested in low-risk investing, particularly people who are very close to or already in retirement.
Living off your super means you need to have enough cash to fund three years worth of pension payments. We tell you how to do it and why it's important.
A Transition to Retirement Pension might be your ticket to boosting your super or working a few less hours. Plus there can be a great tax advantage.
When it comes time to rely on a pension, from either your super or the government, it’s helpful to understand how the payments actually work.
Whether you are approaching retirement or already retired, you need to manage your cash very carefully so you can always pay yourself.