Learn about the different ways you can pay for each type of insurance and what might be best for you.
Most Australians are under-insured. There are four different and complementary types of insurance to cover work and medical emergencies.
You can take life insurance out via your super fund or directly. Regardless of your family situation, having life insurance guards against the risk of financial ruin.
The decision on whether to buy a general 'group' insurance or an individually tailored 'retail' product will depend on your personal needs.
You need to provide accurate information, known as your duty of disclosure, to any potential insurer.
A quick guide to buying group and retail insurance, once you have decided whether to buy it within your super fund, or directly, with your take-home wage.
If you have decided to roll over your super, you will need to decide whether to keep your existing insurance cover or take out a new policy.
There are only three things to know when it comes to deciding whether or not you need to address your current insurance cover.
Australians are all too happy to insure replaceable assets, while ignoring the most valuable one of all: themselves.